• Inspect your property to assess the total extent of the damage.

• Survey, photograph, and diagram your entire claim onsite.

• Prepare a description of the property including room-by-room damage estimates.

• Review your insurance policies to determine:

  • Your rights and obligations and those of your insurer.

  • The coverages listed in the policy.

• Calculate reconstruction costs of building and fixtures.

• Compile a thorough inventory of contents, furniture, and equipment.

• Prepare time element claims including Loss of Use, Business Interruption, Extra Expense, and Additional Living Expenses.

Establish agreements with your insurance company and assist in determining:

• Level of damage

• Valuations

• Replacement and repair costs

• Depreciation

• Work as your advocate at all site inspections and meetings with insurance company adjusters.

• Keep you continually informed of all developments. We meet with you to provide status and updates of loss, time, and dollar projections. And we provide opinions and recommendations when appropriate.

• Maintain a constant dialogue with insurance company adjusters and experts. We’ll be sure all appropriate measures are taken to expedite the claims process. And we’ll negotiate a fair settlement on your behalf while adhering to the policy requirements and conditions.

• Present, with your approval, all claim projections and an itemized claim package to the respective insurance company adjusters.